PUBLIC TERMS AND CONDITIONS, STUDENT RULES AND JOB-PLACEMENT GUARANTEE OF “100%” ACADEMY
Updated: 1 September 2026
This document is a public offer within the meaning of Article 453 of the Civil Code of the Republic of Armenia. It defines the duties of Martin Melsik Ghazaryan Sole Proprietor (the Academy) and the student, assessment procedures, the Academy’s obligations, suitable-employment criteria, grounds for suspension or termination of the job-placement guarantee, and rules on payments, the parties’ liability and copyright protection.
These public terms (also referred to as the Rules or Agreement) are an integral part of the educational-services agreement. The individual agreement or application concluded with the student (including the selection made on the website) specifies the program name, duration, fee and job-placement information.
If these Rules differ from the student’s individual agreement, the individual agreement applies insofar as it does not conflict with Armenian legislation or restrict rights guaranteed by law.
KEY DEFINITIONS
“Academy” (Provider): Martin Melsik Ghazaryan Sole Proprietor, Tax ID 77989433, Svarants village, Syunik Region, Republic of Armenia, 7/3.
“Student” (Customer/Learner): an individual or legal entity that has concluded an educational-services agreement with the Academy or accepted this offer.
“Program”: the complete professional training course specified in the agreement or on the website.
“Application”: an application/order submitted through the Academy’s website, app or another electronic method, through which the Student joins these Terms.
“Platform”: the online environment or physical premises where training takes place, including the website, apps, Zoom/Google Meet, closed groups and Telegram channels.
“Intellectual property”: any intellectual-property object belonging to the Academy, including video lessons, materials, methodology, code and the brand.
“Job-ready status”: the assessment committee’s written decision confirming that the student has met the program’s mandatory requirements and may enter the job-placement stage.
“Suitable employment”: paid work meeting the criteria in Section 5 of these Rules and the student’s individual agreement.
“Job placement”: conclusion of a written employment agreement between the student and employer and the student actually starting work.
“Placement period”: 120 calendar days calculated from the date job-ready status is confirmed.
1. ORGANIZATION OF TRAINING AND LIMITATION OF LIABILITY
1.1. Depending on its type, the service may be delivered through prerecorded materials, live online meetings or in-person meetings.
1.2. Services (or their stages) are considered duly delivered:
a) For video lessons: when the Academy duly uploads the relevant materials to the Platform or makes them accessible, irrespective of whether the Student actually watches the recordings.
b) For in-person or live classes: when the class actually takes place, irrespective of the Student’s attendance (except where the meeting did not take place through the Academy’s fault).
1.3. Certain tools included in the curriculum and taught in the course may fall out of use over time; this cannot be interpreted as defective delivery of Services. Materials and modules may be provided in a mixed sequence while maintaining the course’s logical coherence.
1.4. The Academy is not liable if the Student does not understand or struggles to absorb the materials because of insufficient effort, lack of time, concentration difficulties or personal abilities. This circumstance cannot be interpreted as defective service by the Academy.
1.5. The Academy may use third-party platforms and equipment for training and communication (for example Zoom, Telegram, Google Workspace). The Academy is not liable for global technical failures on such platforms.
2. STUDENT OBLIGATIONS
2.1. Participation and attendance
2.1.1. The student must attend at least 85 percent of the classes included in the program.
2.1.2. Mandatory practical meetings, real-project defenses and interim and final assessments must be completed in full. In case of absence, the student must attend the make-up meeting scheduled by the Academy.
2.1.3. The student must notify the Academy of illness, a family emergency or another justified reason no later than 2 working days after the absence. The Academy may request supporting documentation.
2.1.4. Missing three consecutive classes for unknown reasons or attendance falling below 85 percent is grounds for a written warning and suspension of the job-placement guarantee.
2.2. Assignments and academic integrity
2.2.1. The student must submit at least 90 percent of assignments and successfully complete all mandatory projects.
2.2.2. Plagiarism, presenting another person’s work as one’s own, falsifying data or using artificial intelligence (AI) to such a comprehensive extent that it undermines the purpose of learning is strictly prohibited. This is a serious violation and may lead to removal from the program.
2.3. Conduct and ethics
2.3.1. The student must communicate respectfully with instructors, administration, team members and other students.
2.3.2. Insults, threats, harassment, discrimination, deliberate disruption of classes and dissemination of false information damaging the Academy’s business reputation are prohibited.
3. ASSESSMENT SYSTEM
3.1. Assessment determines whether the student has sufficient knowledge and skills to work in the profession. The total score is calculated out of 100 points as follows:
a) Attendance and discipline: 10 points;
b) Module assignments and tests: 25 points;
c) Practical and real projects: 35 points;
d) Final project and defense: 20 points;
e) CV, portfolio and job readiness: 10 points.
3.2. To obtain job-ready status, the student must score at least 85 out of 100, achieve at least 60% in each component, have 85% attendance and successfully pass the final defense.
3.3. If the required threshold is not met, the Academy assigns “Additional preparation required” status and prescribes a make-up program. The student may take a maximum of two additional reassessments.
4. ACADEMY OBLIGATIONS AND EMPLOYMENT GUARANTEE
4.1. Training and preparation for employment
4.1.1. The Academy must deliver the agreed program and provide specialists and educational materials.
4.1.2. The Academy must support the creation of a portfolio and CV, organize mock interviews and prepare the student for meetings with employers.
4.2. Job-placement guarantee
4.2.1. The Academy undertakes to place a student who has obtained job-ready status and fully complied with these Rules in suitable employment.
4.2.2. Placement takes place within 120 calendar days of obtaining the status. Days suspended because of the Student or objective impossibility (for example overdue payment or refusal of interviews) are excluded from this period.
4.2.3. If placement has not occurred within the 120-day period through no fault of the Student, the Academy continues the search or, at the Student’s choice, refunds the amount paid in full.
4.2.4. The Academy cannot guarantee all subsequent actions of the employer or workplace rules, but checks the employer’s legitimacy and the adequacy of the job before proposing it.
4.3. Special statement concerning income and career
4.3.1. Apart from the 120-day job-placement guarantee established by this Agreement and the express obligation to refund payment if it is not fulfilled, no course content, materials or advertising imply, or may be interpreted as meaning, that the Academy assumes any other legal obligation to improve the Student’s financial situation, income or career progression unconditionally and for life.
5. PRECISE DEFINITION OF SUITABLE EMPLOYMENT
5.1. Employment is “suitable” if it relates to the program the student completed (even if the job title differs slightly, provided the duties correspond to the acquired skills).
5.2. Paid entry-level Junior/Intern positions, civil-law service agreements, services provided through a legal entity and long-term paid project work may also qualify as job placement.
5.3. A first unjustified refusal (where an employer offers adequate conditions but the student declines without a justified reason) results in a warning. A second unjustified refusal results in suspension or termination of the guarantee.
6. CONDITIONS FOR SUSPENSION OR TERMINATION OF THE GUARANTEE
6.1. Grounds for suspension: the job-placement guarantee (and calculation of the placement period) is suspended if the Student:
a) Violates the payment schedule;
b) Fails to achieve 85% attendance or submit mandatory projects;
c) Does not respond to the Academy’s messages for more than 5 working days;
d) Misses scheduled interviews without justification.
Suspension is lifted within 5 working days after the violation is remedied.
6.2. Grounds for termination: the guarantee is permanently terminated (and the Academy is released from the obligation to place the Student or refund payment) if the Student:
a) Deliberately falsified their experience or academic information;
b) Unjustifiably refused a suitable job offer for a second time;
c) Repeatedly obstructed the recruitment process (for example by deliberately sabotaging interviews);
d) After obtaining employment, concealed that fact from the Academy in writing;
e) Was dismissed after starting work with an employer because of a serious disciplinary violation.
7. PAYMENTS AND REFUNDS
7.1. Payment rules
7.1.1. The program fee, payment stages and deadlines are set out on the website or in the Student’s individual payment schedule.
7.1.2. The service fee cannot be increased unilaterally during the term of the agreement.
7.1.3. Bank-transfer or payment-terminal fees (Idram, Telcell and others) are borne by the paying party (the Student).
7.1.4. The Academy is not liable for failure to follow payment instructions, entry of incorrect details or technical problems with banking/electronic systems.
7.2. Late payment and blocking
7.2.1. If the payment schedule is violated, the Academy sends the Student a reminder.
7.2.2. If payment is overdue by 48 (forty-eight) hours or more, the Academy may block the Student’s access to educational Platforms (classes, Telegram groups, materials) and restore it only after the debt is paid.
7.2.3. Classes missed during blocking are not made up and count as absences. If the debt is not paid within 30 days, the Academy may terminate the agreement unilaterally.
7.3. Withdrawal from the program and refunds
7.3.1. The Student may withdraw from the Agreement unilaterally at any time by notifying the Academy in writing.
7.3.2. If a refund request arises from failure to fulfill the job-placement guarantee (without fault on the Student’s part), payment is refunded in full.
7.3.3. In all other cases (where the Student simply wishes to discontinue studies on their own initiative), a refund is made after deducting from the amount paid the cost of classes/services already actually delivered and the Academy’s unavoidable expenses (under Article 780 of the Civil Code of the Republic of Armenia).
7.3.4. Simply not attending classes or accessing the platform does not terminate the Agreement or release the Student from the obligation to pay tuition until an official written application is submitted.
7.3.5. Refunds are made by bank transfer within 30 working days after the application is approved (to the parent’s or legal representative’s account for minors).
8. INTELLECTUAL PROPERTY AND CONFIDENTIALITY
8.1. Intellectual property (IP)
8.1.1. All materials on the Platform and provided to the Student (video lessons, texts, programs, presentations, methodological manuals, code) are the Academy’s inalienable intellectual property and are protected by Armenian law.
8.1.2. Materials are provided exclusively for personal learning. Filming, recording, copying, distributing (including online or on social networks), transferring them to third parties or using them to create one’s own commercial/educational projects is STRICTLY PROHIBITED. For violation of this prohibition, the Student undertakes to pay the Academy a penalty of AMD 5,000,000 (five million) for each violation (each distribution or transfer of a material), and to compensate in full the Academy’s actual losses and lost profits.
8.2. Confidentiality regime
8.2.1. The Student undertakes to keep confidential and not disclose the following information learned during the Program:
a) The Academy’s technological processes, internal methods and customer databases;
b) The identities and personal data of other students and partners, and correspondence in closed groups.
8.2.2. Violation of this section results in immediate and irrevocable termination of the Agreement, and the Student must compensate the Academy for all material and business-reputation damage (including lost profits).
9. PERSONAL DATA
9.1. By completing the Application and accepting this offer, the Student gives the Academy unconditional consent, under the Armenian Law on Personal Data Protection, to process their data (name, passport, public services number, telephone, email, CV and educational data).
9.2. Data is processed to perform the agreement, issue certificates and achieve the ultimate objective: transferring the CV and portfolio to employers during the job-search stage.
9.3. The Academy may also use the Student’s contact details to notify them of new programs, offers or vacancies (for marketing and informational purposes). The Student may opt out of marketing notifications in writing at any time.
10. NOTICES AND COMMUNICATION
10.1. All official notices and communications required by the agreement are delivered electronically through the email address or telephone number supplied by the Student (including Telegram and WhatsApp), which constitutes proper notification.
10.2. A notice is deemed received when it actually enters the recipient’s email inbox or messenger.
10.3. Communication about teaching, homework and ongoing matters takes place through the Academy’s closed Telegram/Discord channels, groups or the platform’s internal chats.
10.4. Official applications for service termination, complaints or refunds must be sent to the Academy’s official email address (with a scanned signed copy or electronic signature). They are reviewed within 10 to 20 working days.
11. FORCE MAJEURE
11.1. The parties are released from liability for partial or complete failure to fulfill contractual obligations if this results from force majeure (earthquake, epidemic, war, declaration of martial law or a state of emergency, prohibitive acts of state authorities, or a global internet outage).
11.2. The affected party must notify the other party as soon as possible, and no later than within 3 working days.
11.3. If force majeure continues for more than 3 (three) months, either party may terminate the agreement unilaterally without paying penalties.
12. FINAL PROVISIONS AND ACCEPTANCE
12.1. Dispute resolution: disputes arising in connection with these Terms must be addressed through negotiations within a two-month period. If no agreement is reached, disputes are resolved in Armenian courts under Armenian law.
12.2. Changes: the Academy may amend these Terms unilaterally by notifying students on the website or by email at least 10 days before the amendments take effect. Material adverse changes to existing agreements apply only with the Student’s consent.
12.3. Acceptance of the offer: this document is available to the Student on the website before registering for courses or making payment. Any of the following actions by the Student constitutes UNCONDITIONAL ACCEPTANCE of this public offer and conclusion of the agreement:
a) Making the relevant selection on the website or application (“I agree to the terms”, “I accept the offer”, etc.);
b) Paying the program fee (or the first advance-payment installment) online, through a terminal or by bank transfer;
c) Actually registering on and logging into the learning platform.
12.4. By taking the above actions, the Student confirms that they have read and understood these Terms in full and accept them without reservation, and the Terms acquire the status of an official, legally binding bilateral agreement.
